WOW Finstack

WOWCARD™

Issue debit, credit, virtual, eWallet or loyalty cards instantly

Configure and issue any card product using a simple set of parameter-driven processing rules, connected to all major payment schemes.

WOWCARD™ — a complete card management system for the issuer

Multi brand issuing & acquiring

Certified multi-brand issuing and acquiring for major payment schemes (Visa, Mastercard, AMEX, JCB, UnionPay).

Innovative

Enables companies to issue their own payment instruments — cards or mobile payment solutions — via one end-to-end stack.

Functionality rich

Rich in functionality with comprehensive APIs to support operational requirements with minimal coding.

Virtual

Software-based banking products: virtual credit cards, payout cards and co-branded cards.

Flexible

Seamlessly supports multi-issuer and multiple products with differing processing requirements.

Customer-specific

Personalise the offering to your specific needs with our consulting services.

Card issuing

With our card management engine and a simple set of parameter-driven processing rules, you can configure and issue any card product — virtual or physical, personal or corporate — linked to all major payment schemes, reducing the time to create and deliver flexible card products.

Innovative solutions

Offer bespoke card products and virtual wallet solutions to stay ahead of competition and promote usage. By storing digital value in a mobile wallet you can offer a range of innovative products:

  • Stored value cards
  • Gift cards
  • Loyalty cards
  • Corporate expense cards

End-to-end solution

Take full control of your card issuing process from issuance to account management, collection management and dispute resolution. Monitor transaction status via dashboards and run daily reconciliation reports for all payments across all channels, including exception reports.

  • Card production
  • Card management
  • Fraud and risk management
  • Dispute management
  • Collection management
  • Reconciliation & settlement
  • Authorisation management
  • Loyalty management
  • Account management
  • Reporting