WOW Finstack

DIGITAL BANKING

Digital Banking Channels, One Codebase

Mobile and web banking built on the same core: onboarding, accounts, transfers, statements, card controls and service journeys.

For retail and business banking experiences

One codebase, every channel

Mobile, web and assisted channels share the same journeys, rules and data model.

Configurable journeys

Screens, steps, limits and eligibility change through governed configuration, not code.

Accounts and transfers

Balances, statements, standing instructions, internal and interbank transfers out of the box.

Card controls in-app

Freeze, limits, PIN, replacement and spend visibility handed to the customer.

Service and support

Alerts, disputes, requests and virtual assistance inside the same session.

Design to your brand

Theming, language and market variations without forking the application.

Channels that sit directly on the core

Digital Banking is not a separate front end bolted onto a legacy estate. It reads and writes to the same product, transaction and trust layers used by operations, so what the customer sees is what the bank sees.

That removes the reconciliation gap between channel and core, and lets a product change appear in every channel the moment it is approved.

  • Retail and business banking apps
  • Account opening and activation
  • Payments and transfers
  • Statements and documents
  • Card self-service
  • Alerts and notifications

Launch, then expand

Start with the journeys your licence and market require, then add wallets, cards, remittance or merchant journeys on the same foundation as the proposition grows.