WALLETS
Stored Value, Multi-Currency, One Ledger
Stored-value and multi-balance products with top-ups, transfers, cross-currency journeys and card linkage on the same core ledger.
For wallets, top-ups and cross-currency journeys
Multi-balance accounts
Multiple currencies or purses under a single customer relationship.
Top-up and cash-in
Card, bank transfer, agent and partner funding channels.
Peer and merchant transfers
Wallet-to-wallet, wallet-to-account and wallet-to-merchant movement.
Cross-currency handling
Rates, margins and conversion rules configured centrally.
Card linkage
Attach physical or virtual cards to a wallet balance where the scheme allows.
Limits and eligibility
Regulatory wallet tiers enforced by KYC level and configuration.
Wallets that behave like accounts
Wallets share the same ledger, controls and reporting as accounts, so balances, holds and reversals behave consistently and operations does not need a second console.
Scope varies by deployment and licence: tiering, currency set and payout options are configured to the market you operate in.
- Tiered wallet products
- Top-up and withdrawal rails
- Multi-currency balances
- Transfers and P2P
- Merchant acceptance
- Statements and reporting
Ecosystem-ready
Telcos, marketplaces and ecosystems use wallets as the entry point to financial services, then extend into cards, credit and remittance on the same foundation.