CORE BANKING
A Core You Configure, Not Rebuild
The system of record for accounts, products, fees, interest, limits and eligibility — governed through configuration rather than release cycles.
For accounts, products, pricing and rules
Parameter-driven products
Define account and product behaviour through parameters instead of bespoke development.
Fees, interest and limits
Pricing, accrual, charging and thresholds maintained by the business under approval controls.
Ledger integrity
Postings, balances, holds and reversals handled consistently across every channel.
Eligibility and rules
Who can hold what, on which terms, enforced centrally rather than per channel.
Maker-checker governance
Every configuration change is proposed, reviewed, approved and logged.
API-first
Every core operation is available as an API for internal and partner consumption.
Commercial change without an engineering queue
Most core replacement pain comes from a simple fact: commercial change requires code. Here, product definitions, fee structures, interest rules, limits and eligibility live in configuration with full audit history.
The result is a shorter path from a pricing decision to a live product, with the control evidence regulators expect.
- Account and product definitions
- Fee and interest structures
- Limits and thresholds
- Transaction rules
- Approval workflows
- Full change audit
Coexist or replace
Wrap selected layers around an existing estate and migrate progressively, or deploy as the full system of record. Deployment can be SaaS, your cloud, on-premise or in-country.