About us
Banking technology, proven in production.
WOW Finstack builds and operates the modular stack behind digital banks, issuers, acquirers and payment businesses across Asia-Pacific.
WOWBANK today
Current deployments of the platform we sell now.
10
Customers live on the WOW Finstack stack
6
Countries with an active deployment
Heritage
Figures from the payments technology WOW Finstack acquired. Historical context, not current WOWBANK metrics.
17m+
CEPAS cards issued on the acquired payments technology (EZ-Link, Singapore, 2012)
20k+
Points of sale accepting those payments at the time (2012)
Our story
- 2012Real-time top-up, on any phoneThe payments technology that underpins WOWPOS was introduced to EZ-Link in Singapore, letting consumers top up a stored-value purse on the go from an NFC-enabled phone.
- 2016Wallets and QR at national scaleThe same mobile payment platform powered Berjaya Group's B-Infinite rewards programme in Malaysia — 5 million members, 80 merchants and over 4,000 stores.
- 2018Across the regionB-Infinite rolled out to Singapore and the Philippines, while gateway integrations expanded across Australia, Hong Kong, Thailand and Papua New Guinea.
- TodayOne modular stackWOW Finstack acquired the IP and rebuilt it as a modular, API-first enterprise stack: onboarding, cards, acquiring, switching and gateway, deployable as SaaS, in your cloud, on-premise or in-country.
How we build
Enterprise-grade, not experimental
Every module in the stack has processed real transactions for real banks. We ship proven technology, not prototypes.
Modular by design
Start with one product. Add the next without a rebuild. Every module shares APIs, data model and operational tooling.
Compliance is the product
KYC, AML, sanctions, PCI DSS controls and audit trails are built into the workflow — not bolted on afterwards.
Your customers, your data
Customer and operational data stay yours, with portability and migration terms defined up front.
Leadership
Dinesh Tripathi
Founder & CEO
Dinesh has over 22 years of experience in developing successful and industry disrupting businesses. He started his career by developing and patenting the technology for wireless digital signage in the year 2000. After that Dinesh built and successfully sold a business in the AV industry with a specialized product for wireless classroom and boardroom presentation and collaboration.
Jeffry Ho Kok Hoong
Strategic Advisor to CEO
Jeffry has more than 25 years of experience in developing new markets and growing market share for products and services in the Fintech, eCommerce and IT industry. He assumed top management and leadership positions in numerous technology companies. He was last the Regional MD of the technology stack that WOW Finstack acquired. Over the years, he has established extensive relationship with many financial institutions, central banks and regulators in Asia and Australia. He has also been involved in many M&A exercises. Jeffry is a natural innovator and entrepreneur; he co-founded System@Work in 2001 which provided the pioneer innovative 2FA authentication technology for secured electronic payments. With his leadership, System@Work innovated many renowned products such as payment gateway for eCommerce that was widely deployed in APAC countries, as well as being commissioned by Mastercard to develop a solution to support money transfer between Mastercard cardholders.
Connected across the region
Selected institutions and networks with which the technology has established relationships or integrations across the region.
